I started this blog with the clever idea of putting my ideas somewhere to help others who
may see exactly what I think I am seeing and that would be troubled times ahead.
My family and I , due the work Mr Efficient is in (which is the energy sector) have had some difficult times. Looming layoffs and cut hours. The BIGGEST thing in my budget I can change is our food budget.
First of all, I am stepping out here to admit this but we really don't have a budget. Not one of those cute printable binders with divider pages and printed pages....at least not anymore. ;-)
I need things simple. Pay the bills. In all honesty whenever I tried to get "control" of our finances years ago....anything I put on "paper" really just showed me that we couldn't make it! We literally live by faith. Then and now. Our budget can't be put to paper.
It is just that simple. The Tightwad Gazette referred to budgets as well. The author didn't think it needed to be made difficult. Tedious things like filling jars or envelopes may work for some or even most but not everyone! That is okay. Don't feel bad....just keep it simple. Know what needs to be paid and when. Now that is easy.
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